Revenue on Every Swipe
Monetize across six revenue layers: card issuance fees, transaction interchange, FX conversion spreads, ATM withdrawal charges, premium tier subscriptions, and configurable markups.
CRYPTO CARD PROGRAM
Your Brand on Every Card. Revenue on Every Swipe.
Launch a fully branded crypto card program, physical and virtual cards, real-time crypto-to-fiat conversion, and complete operator control over fees, rewards, and card tiers.
Get Started180+Countries
100M+Merchant Locations
Why Enterprises Launch Card Programs
Transform your platform from a trading venue into a daily-use financial tool with our enterprise card infrastructure.
Platform Stickiness
A branded card transforms the platform from a trading venue into a daily-use financial tool — increasing retention, lifetime value, and on-platform asset custody.
White-Label Ownership
Zero third-party attribution. Your logo on every card, your design on every screen, your name on every notification. Users experience your brand at every interaction.
Global Reach
Visa and Mastercard acceptance across 180+ countries. Multi-currency settlement in the merchant's local fiat. ATM withdrawals in local currency worldwide.
VIRTUAL & PHYSICAL
Two Card Formats. One Infrastructure.
Instant Virtual Issuance & Branded Physical Cards. Choose the format that fits your users' needs, or offer both for a complete multi-asset spending ecosystem.
Virtual Cards
Issued instantly. Ready for online purchases and mobile wallet integration (Apple Pay, Google Pay) within seconds. Disposable card options available.
Physical Cards
Fully branded with your logo, colors, and design. EMV chip + NFC contactless enabled. Accepted at in-store terminals and ATM networks worldwide. PIN-protected.
Card Program Revenue Streams
Unlock multiple monetization layers that scale with your users' spending volume.
| 1 | Card Issuance Fees | Charge for physical issuance, express delivery, or replacement. |
|---|---|---|
| 2 | Transaction Interchange | Earn a percentage of every purchase through Visa/Mastercard interchange. |
| 3 | FX Conversion Spreads | Direct operator capture on every crypto-to-fiat conversion point. |
| 4 | ATM Withdrawal Charges | Per-withdrawal fee for cash transactions applied globally. |
| 5 | Premium Subscriptions | Standard, Premium, Elite tiers with recurring revenue. |
| 6 | Configurable Markups | Custom markups per category, merchant, or region. |
Enterprise Crypto Spend Infrastructure
01
Real-Time Conversion Engine
Crypto-to-fiat conversion at the exact moment of purchase. Rates sourced from aggregated liquidity providers. Users hold crypto until they spend.
02
Multi-Crypto & Multi-Chain Funding
Users fund cards from BTC, ETH, USDT, USDC, and any operator-configured asset. Supports ERC-20, TRC-20, BEP-20, and additional L1/L2 networks.
03
Index Pricing Engine
Aggregates real-time market data from multiple exchanges, filters outliers, and delivers manipulation-resistant reference rates for every conversion event.
04
Auto Top-Up
Users set minimum balance thresholds that trigger automatic card funding from their preferred crypto wallet. Cards stay funded without manual intervention.
05
Configurable Spending Controls
Operators and users set granular limits — daily, weekly, monthly — segmented by transaction type (in-store, online, ATM). Platform-level and individual-level controls.
06
Real-Time Notifications
Instant push alerts for every purchase, ATM withdrawal, funding event, decline, and security flag.
REWARD PROGRAM
Operator-Defined Loyalty
Drive card adoption and retention with escrow-backed cashback and referral incentives.
Cashback in Crypto
Define the cashback rate and payout asset (BTC, ETH, USDT) to drive daily use frequency.
Tiered Programs
Standard, Premium, Elite tiers with escalating cashback rates and reduced fees.
Referral Rewards
Existing cardholders earn configurable bonuses for each new card activation they refer. Turns the cardholder base into an acquisition channel.
Instant Spend
Spend earned rewards immediately at any of the 100M+ merchant locations globally.
CARD SECURITY STANDARDS
Certified Security & Compliance
Highest certifications and automated monitoring built into the issuance layer.
PCI DSS Level 1
Highest certification for cardholder data security and infrastructure protection.
WHO DEPLOYS CARD PROGRAMS
Operator Types Launching Card Programs
CARD PROGRAM MANAGEMENT
Complete Lifecycle Admin Control
1
Card Lifecycle Management
Issue, activate, suspend, deactivate — individually or in bulk. Manage renewals and replacements from a single interface.
2
Fee Configuration
Adjust every fee parameter in real time — issuance, transaction markups, FX spreads, ATM charges, tier pricing. No code changes required.
3
KYC & Compliance Oversight
View all cardholder KYC statuses. Approve, reject, or escalate applications. Monitor compliance flags across the entire user base.
4
Analytics & Reporting
Real-time transaction feeds, aggregate volume analytics, reconciliation exports, and regulatory reporting — all built in.
5
Risk Controls
Configure program-wide and user-level spending limits, geo-restrictions, velocity rules, and fraud thresholds.
PARTNER ECOSYSTEM
Global Issuance Partners
Select the partner that fits your market and regulatory requirements. Switch by region without changing your setup.
Marqeta
i2c
Galileo
Nium
Thredd
Pomelo
Rapyd
NymCard
Paymentology
Modulr
BRAND OWNERSHIP
Every Surface. Your Brand.
100% White-Label Ownership. Fully white-labeled infrastructure, zero third-party attribution across physical and digital touchpoints.
Card DesignLogo, colors, typography, and holographic elements, all produced under your brand identity.
User InterfaceApplication flow and transaction dashboard match your existing design system perfectly.
CommunicationsWelcome emails, transaction alerts, and KYC prompts fully customizable in any language.
Program ParametersFee structures, spending limits, and cashback rates are all defined by you.
ENTERPRISE CONSIDERATIONS
Critical Card Program Questions - Answered
We address the primary hurdles enterprise operators face when launching globally.
- Regulatory Complexity10 partners cover all regions, Pomelo for LatAm, NymCard for MENA, Nium for cross-border.
- Infrastructure CostsAll 6 revenue streams are adjustable in real time to ensure positive unit economics.
- User Asset TrustAuto Top-Up funds the card only at the moment of purchase, crypto stays in user wallets.
CRYPTO CARD QUESTIONS
FAQ
BTC, ETH, USDT, USDC, and any additional assets configured by the operator. The list is fully customizable.
Six streams: issuance fees, transaction interchange, FX spreads, ATM charges, tier subscriptions, and configurable markups.
PCI DSS Level 1, 3D Secure 2.0, KYC/AML automation, geo-restriction controls, and velocity-based fraud thresholds.
Yes. 10 issuance partners across different geographies. Select per region based on market and regulatory requirements.
Fully. Card design, app interface, email communications, and all user-facing surfaces carry your branding with zero attribution.
Your Brand. Your Card. Your Revenue.
Walk through the card program architecture, issuance infrastructure, revenue configuration, white-label customization, and operator controls.
Book a Demo